Wendy, lest you get the impression that I spend my cheques on the gas bill, all my ciao and dooyoo payments go into a savings account so that one day - in a zillion years or so - I can spend them on something good (and reviewable).
I had £20 of HMV e-vouchers to spend and I thought I'd better get shot before I forgot about them. But I wouldn't have bought those dvds if I had to pay real money.